Sample AITSR Enterprise Report
View our comprehensive title search report designed for financial institutions to streamline mortgage underwriting and loan processing
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AI Title Search Report
Property ID: LDTSR-27891
July 15, 2023
HDFC/LN/2023/4592
Property Overview
Property Details
Address
Plot No. 42, Sai Enclave, Madhapur, Hyderabad, Telangana - 500081
Survey No.
145/A
Property Type
Residential Flat
Area
1250 sq. ft.
Boundaries
As per document
Current Owner
Name
Rajesh Kumar Sharma
Ownership Document
Sale Deed No. 1285/2018
Ownership Since
April 17, 2018
Transaction Details
Sale Price
₹78,50,000
Market Value
₹85,00,000 (Estimated)
Ownership Chain
Sale Deed No. 1285/2018
Seller
Prakash Reddy
Buyer
Rajesh Kumar Sharma
Consideration
₹78,50,000
Sale Deed No. 756/2010
Seller
Surya Constructions Pvt. Ltd.
Buyer
Prakash Reddy
Consideration
₹42,75,000
Development Agreement No. 512/2008
Seller
Lakshmi Narayana
Buyer
Surya Constructions Pvt. Ltd.
Consideration
₹30,00,000 + 2 Flats
Inheritance (Will Document No. 321/1992)
Seller
Venkataramana (deceased)
Buyer
Lakshmi Narayana
Consideration
N/A
Risk Assessment
Title Risk
Clear title with verified chain of ownership
Encumbrance
No active encumbrances found
Legal Status
Minor discrepancy in property size
| Risk Parameter | Status | Details |
|---|---|---|
| Property Identification | Verified | Property matches in all documents (Survey No, Boundaries) |
| Property Size | Minor Discrepancy | 1250 sq. ft. in current deed vs 1245 sq. ft. in previous deed |
| Ownership Documents | Verified | All documents properly registered and verified |
| Encumbrance Check | Clear | No active mortgages, liens or legal claims found |
| Legal Proceedings | None Found | No pending litigation found related to the property |
| Market Value | Reasonable | Transaction value within 10% of estimated market value |
Summary & Recommendations
Key Observations
- Clear title chain with all documents verified back to 1992
- No active encumbrances or claims on the property
- Minor discrepancy in property size between documents (1250 sq. ft. vs 1245 sq. ft.)
- Market value assessment confirms reasonable transaction value
- All supporting documents properly registered with relevant authorities
Critical Comments
- The minor discrepancy in property size (5 sq. ft.) is within acceptable limits and likely due to measurement methodology differences
- The property has a clean CERSAI record with no active mortgage registrations
Recommendations
- This property has a LOW RISK profile suitable for mortgage financing
- Recommended to proceed with standard mortgage documentation
- No additional legal verification required beyond standard process
- Can proceed with up to 80% LTV ratio based on our risk assessment
Enterprise Features for Banking Institutions
Streamlining mortgage underwriting with secure integration and 98% accurate verification
Core Banking Integration
Seamless integration with loan origination systems and document management platforms for streamlined workflows.
Risk Analysis & Scoring
Automated risk assessment with confidence scoring and quantified risk levels for each property.
CERSAI Verification
Automatic cross-checking with CERSAI database to verify mortgages and identify discrepancies.
Batch Processing
Process multiple properties simultaneously for portfolio analysis and high-volume operations.
White-Labeled Reports
Custom branded reports matching your institution's templates and documentation standards.
Workflow Automation
Automated triggers and notifications based on verification results to accelerate loan processing.
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